An organisational model can have an important effect on a commercial bank’s sustainable development while also ensuring proper conditions are readied for its growth and risk management. Right from the beginning, BAOVIET Bank was organised in a present-day structure based on the following basic principles:
* Functions -- “revenue generation’, “risk management” and operations run separately in the organisational structure;
* The Headquarters applies centralized management and branches are trully regarded as points of sales;
* The Headquarters must be strong with a qualified staff and an effective operating mechanism to maximise its centralised management over the entire system.