Term savings with at-maturity interest payment

You have a lot of choices for your savings? You want to have the highest profit from your fund?

You have a good choice while selecting time saving.

  • You will get the most benefits with an attractive interest rate in conformity to your savings balance.
  • Diversified terms of savings.
  • You can withdraw a part of deposit without affecting the rest
  • Your Certificate of saving can be used as a mortgage for borrowing.
  • Flexible transaction place: customers can saving at one place and then withdraw from many other places.
  • Currency: VND and USD.
  • Minimum initial deposit: VND 500,000 or USD 50.
  • Interest method: interest rate is fixed during the term.
  • You can withdraw a part of deposit before the maturity date. You will get an interest on your actual days of saving at the non-term deposit interest rate at the time of withdrawal. The rest will get the unchanged interest and initial term
  • Interest payment method: Customers choose either of the two methods of interest payment on the maturity date, as follows:
    • Interest paid in cash to Customer.
    • Interest integrated into the principal for following term
  • Savings Withdrawal:
    • On maturity date: The entire principal and interest of saving will be paid. If the saving is not withdraw at maturity, the principal will be automatically savingted for a new term equivalent to the initial term.
    • Before maturity date: You will get an interest on your actual days of saving at the non-term deposit interest rate announced at the time of withdrawal.
  • Applicants:
    • Saving in VND: all Vietnamese people and foreigners who are legally living and working in Vietnam.
    • Saving in foreign currencies: residents under Vietnamese laws
  • Application Documents:
    • Valid ID card/ Passport;
    • Application for Personal Account Opening, in case of the first transaction with BAOVIET Bank
    • Term Savings form of BAOVIET Bank

 To find out more information, please call BAOVIET Bank Customer Sevices Center. Tel: 1900 55 88 48 or (04) 39 38 19 19